Who All Are Covered Under This Scheme?

  • Patients having bajaj emi card, health card, credit card.
  • Patients who are salaried employees and are cibil score customers.
  • Relatives of patients are also covered under this scheme.

Why Bajaj EMI Financing Is Beneficial?

  • Makes treatment affordable.
  • No cost EMIs.
  • Better than credit card.
  • Better than insurance.

Limitations Of Credit Card

  • Has limited credit line.
  • Re payment period 3o-45 days.
  • High interest rate and late fee.
  • Charge for delayed payment.

Limitations Of Insurance

  • Insufficient insurance coverage.
  • Not all treatments are covered under insurance. For example – dental, weight loss, cosmetic, etc.
  • Not all family members are always covered under the insurance policy.
  • Not all diseases are covered from day 1 by insurance.

Example

Ravi works with tcs as a consultant. He has a health insurance plan with united india insurance worth rs. 5, 00,000.

Ravi has 2 options:

1. Co- Pay Financing

  • A standard feature of many health insurance plans. It refers to an Out-of-Pocket amount paid by an insured for covered services.
  • Financing offered by BFL for such an amount is called Co-Pay Financing.
  • Ravi visits a hospital for Knee Replacement Surgery. The Hospital gives Ravi a treatment quotation of Rs.4,00,000.
  • Insurance company gives 80% treatment coverage and 20% as Co-Pay
  • Ravi has to arrange the 20% Co-Pay = Rs. 80,000.
  • BFL offers Co-Pay Financing to Ravi = Rs. 80,000.

2. Bridge Financing

  • Bridge financing is an interim financing option.
  • Used by companies & other entities to solidify their short-term position until a long-term financing option can be arranged.
  • Ravi has to undergo a treatment in the hospital and needs to pay Rs. 1,80,000.
  • His insurance company will pay him the amount after a month.
  • BFL finances this treatment cost for now.

Additional Health Packages At Ranka Hospital

The health check packages available at Ranka Hospital are a part of our pursuance of excellence in healthcare and a product of your belief that preventive care is a wise investment. Our Health Packages provide you with a not through the determination of your health status and a customized wellness program for your continued good health. The Health Check Packages assure you an experienced physician and surgeon team of world renowned specialists, cutting edge technology, personal services & confidentiality.

Pre-Employment Health Check-Up
at Rs. 950/- only
  • Complete Haemogram
  • Glucose (Fasting)
  • Urine R/E
  • ECG
  • Chest X-Ray PA view
  • Total Cholesterol
  • Blood Grouping with Rh Typing
  • Triglycerides
  • Physician Consultation
Package includes Breakfast !!

Healthy Heart Checkup

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