No Cost EMI - Ranka Hospital

Who All Are Covered Under This Scheme?

Patients having bajaj emi card, health card, credit card.
Patients who are salaried employees and are cibil score customers.
Relatives of patients are also covered under this scheme.

Why Bajaj EMI Financing Is Beneficial?

Makes treatment affordable.
No cost EMIs.
Better than credit card.
Better than insurance.

Limitations Of Credit Card

Has limited credit line.
Re payment period 3o-45 days.
High interest rate and late fee.
Charge for delayed payment.

Limitations Of Insurance

Insufficient insurance coverage.
Not all treatments are covered under insurance. For example – dental, weight loss, cosmetic, etc.
Not all family members are always covered under the insurance policy.
Not all diseases are covered from day 1 by insurance.

Example

Ravi works with tcs as a consultant. He has a health insurance plan with united india insurance worth rs. 5, 00,000.

Ravi has 2 options:

1. Co- Pay Financing

A standard feature of many health insurance plans. It refers to an Out-of-Pocket amount paid by an insured for covered services.
Financing offered by BFL for such an amount is called Co-Pay Financing.
Ravi visits a hospital for Knee Replacement Surgery. The Hospital gives Ravi a treatment quotation of Rs.4,00,000.
Insurance company gives 80% treatment coverage and 20% as Co-Pay
Ravi has to arrange the 20% Co-Pay = Rs. 80,000.
BFL offers Co-Pay Financing to Ravi = Rs. 80,000.

2. Bridge Financing

Bridge financing is an interim financing option.
Used by companies & other entities to solidify their short-term position until a long-term financing option can be arranged.
Ravi has to undergo a treatment in the hospital and needs to pay Rs. 1,80,000.
His insurance company will pay him the amount after a month.
BFL finances this treatment cost for now.

Additional Health Packages At Ranka Hospital

The health check packages available at Ranka Hospital are a part of our pursuance of excellence in healthcare and a product of your belief that preventive care is a wise investment. Our Health Packages provide you with a not through the determination of your health status and a customized wellness program for your continued good health. The Health Check Packages assure you an experienced physician and surgeon team of world renowned specialists, cutting edge technology, personal services & confidentiality.