Who All Are Covered Under This Scheme?
- Patients having bajaj emi card, health card, credit card.
- Patients who are salaried employees and are cibil score customers.
- Relatives of patients are also covered under this scheme.
Why Bajaj EMI Financing Is Beneficial?
- Makes treatment affordable.
- No cost EMIs.
- Better than credit card.
- Better than insurance.
Limitations Of Credit Card
- Has limited credit line.
- Re payment period 3o-45 days.
- High interest rate and late fee.
- Charge for delayed payment.
Limitations Of Insurance
- Insufficient insurance coverage.
- Not all treatments are covered under insurance. For example – dental, weight loss, cosmetic, etc.
- Not all family members are always covered under the insurance policy.
- Not all diseases are covered from day 1 by insurance.
Ravi works with tcs as a consultant. He has a health insurance plan with united india insurance worth rs. 5, 00,000.
Ravi has 2 options:
1. Co- Pay Financing
- A standard feature of many health insurance plans. It refers to an Out-of-Pocket amount paid by an insured for covered services.
- Financing offered by BFL for such an amount is called Co-Pay Financing.
- Ravi visits a hospital for Knee Replacement Surgery. The Hospital gives Ravi a treatment quotation of Rs.4,00,000.
- Insurance company gives 80% treatment coverage and 20% as Co-Pay
- Ravi has to arrange the 20% Co-Pay = Rs. 80,000.
- BFL offers Co-Pay Financing to Ravi = Rs. 80,000.
2. Bridge Financing
- Bridge financing is an interim financing option.
- Used by companies & other entities to solidify their short-term position until a long-term financing option can be arranged.
- Ravi has to undergo a treatment in the hospital and needs to pay Rs. 1,80,000.
- His insurance company will pay him the amount after a month.
- BFL finances this treatment cost for now.
Additional Health Packages At Ranka Hospital
The health check packages available at Ranka Hospital are a part of our pursuance of excellence in healthcare and a product of your belief that preventive care is a wise investment. Our Health Packages provide you with a not through the determination of your health status and a customized wellness program for your continued good health. The Health Check Packages assure you an experienced physician and surgeon team of world renowned specialists, cutting edge technology, personal services & confidentiality.